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You already insure your car, your home and your health. Do you really have to insure your vacation too? Well, it could help you save money in the long run, BankRate.com explains.
Heavy snow can make driving tough and flying impossible; if you get stuck will the airlines foot the bill for your food and lodging?
Not necessarily. I don’t think that they are required to help us.
The fact is, from hurricanes to hernias there are a plethora of potential travel problems that could cost you your trip and your money and that’s why, according to the US Travel Insurance Association Americans line up to pay a billion bucks per year for the security of travel insurance. But is it worth it? These policies have lots of fine print and some of the experienced travelers have had so many issues they leave home without it.
I’ve had a hernia on a ship, and different things, I mean something very shallow but still, and they denied the claim. Their main excuse that they all use is preexisting condition.
There is a lesson here: read the fine print, see what is covered and what is excluded. And check your homeowners insurance and even your credit cards to see what protection they already offer and than decide.
There is nothing wrong with purchasing a little piece of mine when you purchase those tickets. Just make sure that you are not duplicating coverages and you are getting the piece of mine you are paying for.
